Don’t Forget about Us: An Overview of Commonly-Invoked and Lesser-Known Insurance Policy Conditions – C02

Business Law Track
Insurance Law Section 

Session C: 2:15 p.m. – 3:15 p.m.  

About the Program
What you don’t know can hurt you! Any attorney who serves clients insured under insurance policiesbe they commercial clients or individualsshould understand insurance policy conditions. This program will interest anyone with clients insured under liability, professional and employment, property, and director and officer policies. The panel will address notice, cooperation, and other significant conditions to coverage as well as the rights and obligations of the insured policyholder and the insurance company under such policies. The panel will also address considerations when representing clients faced with a client’s possible breach of a condition. 

 You Will Learn

    • Important conditions to coverage under various insurance policies 
    • The rights, obligations, and burdens of proof of each party to the insurance contract concerning the conditions 
    • How to assess whether a condition to coverage has been satisfied or breached and what defenses or arguments may be asserted regarding coverage by the insured and insurer 
    • Ethical considerations when representing clients confronted with whether a condition in the insurance policy has been satisfied or breached 


Michael T. McCormack, O’Sullivan McCormack Jensen & Bliss PC, Wethersfield

Michael McCormack is a shareholder at O’Sullivan McCormack Jensen & Bliss PC in Wethersfield, where he represents clients in trials and arbitration proceedings involving complex insurance coverage litigation, securities and financial services litigation, and business litigation.  He represents businesses and individual policyholders in claims for recovery of insurance benefits under various types of insurance policies, including general liability, property, director and officer liability, professional liability, life, disability and title insurance.

Michael has represented clients from various industries in numerous trials in the state and federal courts in Connecticut, appeals before the Connecticut Appellate and Supreme Courts, and in litigation and arbitration matters in courts throughout the country.

Michael is a former chair of the Insurance Law Section of the Connecticut Bar Association and he serves on the State of Connecticut Insurance and Risk Management Board following appointment by former Governor Dannel Malloy.  Michael has been recognized as a Super Lawyer® in the area of insurance coverage since 2015 and he has also been named in the Best Lawyers in America® in the area of insurance litigation.  He has also been recognized and distinguished as having an AV Rating by Martindale Hubbell. 

Regen O’Malley, Gordon Rees Scully Mansukhani LLP, Glastonbury

Regen O’Malley concentrates her practice on the defense of insurers against both contractual and extra-contractual claims, both in Connecticut and nationally. She also regularly counsels insurers regarding complex coverage issues and represents insurers in defending and prosecuting declaratory judgment actions in coverage disputes. Her experience includes commercial general liability, professional liability, directors and officers, errors and omissions, umbrella/excess, business property, liquor liability, homeowners, and automobile insurance policies.

Regen also has substantial civil litigation/insurance defense experience, including complex litigation. She regularly defends insureds in the context of employment liability, professional liability, insurance agent/broker liability, non-profit liability, and director and officer liability.

A “New England Super Lawyer” in 2017 and 2018 and a “Rising Star” from 2008 through 2013 in insurance coverage, Regen practices in both state and federal courts. She has successfully handled numerous appeals both in the Connecticut Appellate and Connecticut Supreme Court as well as in the United States Second Circuit Court of Appeals on matters ranging from civil rights and insurance-related actions to those involving legal and medical malpractice.


CLE Credit: 1.0 Hours (CT: 1.0 General; NY: 1.0 AOP)